The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site. Advertising Disclosure

Pumpkin Review

Our review of Pumpkin, the pet insurance company.

Last Updated: May 2024

Pumpkin logo

Our Summary

Pumpkin is dedicated to protecting your four-legged family member from accidents, illnesses, and other dangers to their health.

Pumpkin offers plans for dogs, puppies, cats, and kittens. Customers have access to benefits such as discounts when covering multiple pets and optional add-on packages for non-insurance preventative care.

Pumpkin is dedicated to protecting your four-legged family member from accidents, illnesses, and other dangers to their health.

Pumpkin offers plans for dogs, puppies, cats, and kittens. Customers have access to benefits such as discounts when covering multiple pets and optional add-on packages for non-insurance preventative care.

Visit Site

Insurance Coverage


Pumpkin offers pet insurance coverage options: for puppies, for dogs, for kittens, and for cats.


Graphic from Pumpkin website January 2022


Pet insurance plans from Pumpkin provide coverage for:



Graphic from Pumpkin website January 2022

Preventive Essentials


Customers can also add on an optional, non-insurance wellness package called Preventive Essentials.



Graphic from Pumpkin website January 2022

Insurance Perks and Benefits

Pumpkin insurance plans offer a few special perks to help customers make the right choice. Read more on these benefits, below:


Graphic from Pumpkin website January 2022

The Bottom Line

You should not have to decide between getting the treatment your pet requires and your money. With extensive protection options for cats, dogs, kittens, and puppies; Pumpkin helps make sure you do not have to compromise on your pet’s health.

*30-DAY MONEY-BACK GUARANTEE TERMS:

Full refund of insurance monthly premium, only if no covered claims have been covered. Not available in all states. New York residents will receive a prorated refund for the remaining days in the month.

Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. ("Pumpkin") (NPN#19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells. For more details visit pumpkin.care/underwriting-information. Preventive Essentials is not an insurance policy, and is not available in all states. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. For full terms, visit pumpkin.care/customeragreement. Form # 100529